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Before the Breach


April 2014 – Vol: 37 No. 4
by Jamie Swedberg

How to get ready—and stay ready—for card fraud events.

Padlock on top of a credit card An incident like December’s Target data breach puts card risk front of mind. Security breaches are inconvenient for everyone and can be expensive for credit unions. But in the grand scheme of things, experts say, they’re just a cost of doing business.

“With plastic cards, we all know there will be a certain level of fraud, and we have that built into our pricing models,” points out Roger Nettie, senior consultant for risk management at CUES Supplier member and strategic partner CUNA Mutual Group, Madison, Wis. “It’s a known factor of being in the business … until the ne…

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