Small Business Credit Drivers
Lenders need to understand the business’s balance sheet and type of assets it retains.
By Theresa Witham

Loan Administration and MBL Portfolio Management
Are as important as underwriting and proper documentation.
By Brian McLaughlin

Loan Zone: Assessing the Small-Business Market
Here’s how one CU took a look at the opportunity and challenges of starting a member business lending program
By Brian McLaughlin

Underwriting SBA Loans
Consider all available collateral
By Joanna Bruno

Some CUs Reaching Lending Limit
According to Biz2Credit.com, the July 2012 business loan approval rate of credit unions dipped to 54.6 percent, down from 55.8 percent in June. The figure represents the lowest approval rate for credit unions since August 2011, when the figure stood at 54.2 percent.  Some credit unions have reported that they had reached their lending limit, which currently is 12.25 percent of total assets.

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Calendar

2012

CUES School of Business Lending™
School III: Strategic Business Lending
Sept. 17-21
Embassy Suites Hotel Chicago/
Schaumburg/Woodfield

2013

New! CUES Advanced School of Business Lending™
March 11-15
Hyatt Miami at the Blue

CUES School of Business Lending™
School I: Business Lending Fundamentals
April 29 - May 3
Embassy Suites, Downtown Chicago

CUES School of Business Lending™
School II: Financial Analysis and Diagnostic Assessment
July 15-19
Hyatt Cambridge
Boston/Cambridge

CUES School of Business Lending™
School III: Strategic Business Lending
Sept. 9-13
Crowne Plaza Seattle Downtown