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Finance Videos

Economic Outlook Appears Optimistic

Anirban Basu
3:33
August 05, 2014

Economist Anirban Basu provides an economic outlook for the next ten years and explains that the overall forecast appears optimistic.

Key Ratios and Trends for Director Decision Making

Bob Ramirez
1:28
August 05, 2014

Vantage West Credit Union CEO, Robert Ramirez, explains what key ratios and trends Directors should review regularly.

Current Economic Trends

Anirban Basu
1:47
June 30, 2014

Economist Anirban Basu provides an overview of which current economic trends are important for Directors to consider when developing long-term strategic plans.

NCUA Requested Mergers

Michael Bell
3:34
March 03, 2014

Attorney Michael Bell shares his take on NCUA requesting credit unions to take on a struggling credit union

Evaluating Key Ratios

David Reed
1:12
April 19, 2013

Evaluating key financial ratios require an understanding of the strategic plan. An awareness of industry trends is also beneficial.

Orientation to Credit Union Financials

David Reed
1:39
October 05, 2012

Financial statements are like medical records. Current statements are vital signs, while the entire medical file shows health trends. Looking at both gives directors the ability to make better decisions on the financial health and direction of the credit union.

Financial Red Flags

David Reed
1:41
June 22, 2012

Directors need to watch for red flags when reviewing financial statements. Trends need to be evaluated against the strategic and business plans to find unplanned variations and to determine how to make course corrections.

NCUA Assessments

David L. Tuyo II
2:08
March 16, 2012

Directors need to put emotions aside when considering the impact of NCUA assessments. This expert recommends directors know if they are accruing for the assessments, understand the timing of payments and time peer comparison to effectively assess credit union performance.

The Allowance for Loan Loss

David Tanner, CPA CIA
4:54
December 20, 2011

A credit union director who has the Certified Public Accountant and Certified Internal Auditor designation explains the allowance for loan loss and how studying it helps directors better understand the balance sheet and the income statement. He also explains methods used to derive an appropriate allowance for loan loss.

The NCUA Financial Literacy Requirement

Brenda Simmons
2:15
December 02, 2011

A credit union treasurer explains how her credit union trains its directors to comply with the NCUA financial literacy requirement.

Non-Interest Expense

Steven P Williams
2:17
February 04, 2011

The industry spends 3.2% non-interest expense to assets today. Boards must focus on the efficiency ratio in order to serve members well and have a sustainable organization. Steven P Williams, Cornerstone Advisors Inc provides ideas for increasing efficiency.

External Auditors and the Supervisory Committee

Frank Mancini
4:04 minutes
June 15, 2010

This video overviews the information the external auditors must be provide to the supervisory and audit committee as well as the questions committee members must ask to control credit union risk. Frank Mancini, Connex CU

Loan Rate Strategy

Boyd Gustke
1:25 minutes
May 26, 2010

Many factors need to be considered when loan rates are set, including liquidity, cost of funds, loan quality, alternative investments, risk tolerance, term, competition. Boyd Gustke, Connexus CU

Intro to Monitoring Financial Performance

Devon Charles
3:16 minutes
May 26, 2010

This video serves as an introduction to new board members about their duty of care as it relates to monitoring the credit union’s financial performance. Devon Charles, Grenville Co-Operative CU

The Oversight Team: Boards, Supervisory Committees, and Auditors

Devon Charles
2:59 minutes
May 25, 2010

This video serves as an introduction to new board members about their relationship with the supervisory committee to carry out adequate oversight with the help of internal, external and regulatory audits. Devon Charles, Grenville Co-Operative CU

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