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Director Risk and Compliance Seminar

Also read: "Fraud Protection"

Risk Management Videos

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Member Revocation Considerations

Jeff Rendel
3:33
October 08, 2013

Is member revocation an option? Hear about what is involved in member revocation from credit union expert Jeff Rendel.

ERM as a Strategic Function

John Bugalla
3:12
March 22, 2013

The board plays a key role in defining ERM as a strategic function. Learn the process for prioritizing risk management as well as some special considerations when adopting and ERM process.

The Role of the Credit Union Board

Deborah Matz
0:28
October 11, 2012

The NCUA Chair explains the role of the credit union board.

Participation Loans

James R. Devine
4:29
August 06, 2012

Participation loans have grown as a percentage of credit union loan portfolios. Boards are responsible for monitoring underwriting and credit administration practices of lead lenders and ensuring they comply with the credit union’s guidelines. Increased regulatory scrutiny is likely.

Assessing Risk

Steve Ruwe
4:23
July 20, 2012

A risk expert recommends directors take a holistic view of risk. Regulatory, financial, operational and strategic risks must be considered, and velocity of risk needs to be assessed. The risk assessment plan needs to be ongoing and supportive of business objectives in order to maintain a mode of prevention.

Managing Emerging Fraud Risk

Ann Davidson
2:19
July 06, 2012

Credit unions can manage magnetic stripe, automated clearing house (ACH), after wire, and loan fraud through technology and procedural controls.

Controlling Business Loan Portfolio Risk

Jim Devine
3:31
March 28, 2012

To control business risk, directors must ensure sound practices are in place: a diversified portfolio, professional underwriting, sound document and risk assessment procedures, and annual reviews. In addition boards need to monitor accrual status, debt service coverage, loan to value ratios, and the presence of qualified appraisers.

Mitigating Directors' Personal Risk

Roni M Crichton JD, CCD
5:41
March 16, 2012

Directors have duties of loyalty and reasonable care. An attorney and board chair puts these terms into layman’s language, giving credit union directors advice on demonstrating and documenting due diligence and understanding director insurance and indemnification to mitigate the risk.

Market Opportunities from Debit Card Regulations

Tom Gandre
4:35
March 06, 2012

Overdraft, credit card and debit card regulations have placed pressure on credit unions. An expert explains the regulations and recommends strategies boards can consider to position their credit unions to succeed.

How can the board strategically manage risk?

Nicole Adams Kraus
5:55
November 28, 2011

Traditional risk management methods did not prevent the economic crisis and can even be viewed as “broken.” Experience actually makes us more likely to ignore risk! The board’s role must include looking at strategic and systemic risk. This expert advises you how.

Reputation Risk

John Oliver
4:51
October 06, 2011

John Oliver notes reputation risk is an important component of the board’s oversight role. 

The Economy’s Impact on Credit Unions

Rick Craig
1:04
June 02, 2011

Rick Craig, president and CEO of America First Credit Union provides an overview of the economy’s impact on credit unions.

Overconfidence: Most Common Mistake

Joseph Hallinan
1:57
April 29, 2011

Pulitzer Prize-Winning Journalist Joseph Hallinan points to overconfidence as the problem that caused major Wall Street failures. He recommends steps boards can take to protect against overconfidence.

The Impact of Corp CU Failure

Rick Craig
1:48
April 29, 2011

Rick Craig, president and CEO of America First Credit Union explains the impact corporate credit union failures have had on natural person credit union audits.

Managing Risk while Avoiding Micromanagement

Alan White
2:04
April 29, 2011

Boards must determine the proper level of detail when monitoring risk. Organizations that are good at this identify metrics that are tied back to specific risks, review the metrics on a periodic basis, and become more engaged if the metrics are not positive. Alan White, Vital Insight, Inc.

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