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Moving Target: CFPB’s Agenda for Late 2013 and 2014


In its first two years, the Consumer Financial Protection Bureau (CFPB) has had its foot firmly on the gas of regulatory change. Don’t look for any brake lights in late 2013 or in 2014.

Three areas of the Bureau’s focus that are likely to have major impacts on credit unions are: continuing clarifications to 2013’s six final mortgage lending rules—and a seventh new rule; Expedited Funds Availability Act updates by the end of 2013; and a hard look at fair lending issues including HMDA data-gathering requirements.

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