Network with Your Peers
School of Business Lending III Attendees by Title
Update
In 2020, School III is being held online. This shift assures the safety of our attendees, instructors, and staff, while still offering access to the highest quality education.
Business lending can be highly profitable—and a great member retention tool—but it must be done the right way to be successful. Aspire to take your career and your credit union to the next level by attending CUES School of Business Lending.
CUES School of Business Lending is one of the longest-standing professional development offerings from CUES. Designed to be attended as a series, this offering helps you develop a successful business lending program customized for your credit union.
Facilitated by the same experts who train the state and federal examiners; CUES School of Business Lending III will teach you about:
- Realistic projections
- Effective credit memorandums
- Identifying credit risks and how to negate their impact
Lacey Mack
Chief Lending Officer
Financial One Credit Union
asset size — $132 million
Jim and Bob are outstanding! Their knowledge is priceless!
-
24.5
CUES School of Business Lending™ III: Strategic Business Lending offers 24.5 hours of learning.
-
37.5
You will earn up to 37.5 Continuing Professional Education credits for attending CUES School of Business Lending™ III: Strategic Business Lending.
Why Attend?
- Business lending can be highly profitable and a great member retention tool. To be successful, it must be done the right way for YOUR credit union. CUES School of Business Lending teaches you how to create the perfect program for your credit union.
- When you attend CUES School of Business Lending you will benefit from learning from one of CUES longest-standing offerings with highly-rated financial industry speakers Jim Devine and Bob Hogan.
- You’ll earn up to 37.5 Continuing Professional Education (CPE) credits.
Program Overview
Learn more about each segment of CUES School of Business Lending.
At CUES School of Business Lending I you’ll learn about accounting basics, price/cost/volume analysis, capitol budgeting techniques, tax return analysis and more.
The schools in this program must be taken in order. Make sure you start with school I.
At CUES School of Business Lending II you’ll learn about financial statement analysis, industry sector risks, business life cycle and more.
The schools in this program must be taken in order. Make sure you have attended school I before you attend this school.
At CUES School of Business Lending III you’ll learn about realistic projections, effective credit memorandums, identifying credit risks and how to negate their impact and more.
The schools in this program must be taken in order. Make sure you have attended schools I and II before you attend this school.
CUES members save big:
Pay just $2,400 per school when you attend School of Business Lending I, II, and III in one year. To receive the discount, you must register for all three schools at once.
Sponsorship Opportunities
CUES’ lending schools provide you the perfect sponsorship opportunity to showcase the products these leaders will be looking for as they build their lending programs.
Agenda
More information about the online format will be provided soon. Please check back for details.
Sessions
The objective of CUES School of Business Lending III is to learn how to project future financial performance and determine an entity’s ability to generate cash. You’ll learn how balance sheets and income statements are projected and determine the availability of cash flow; discover the nine critical cash determinants in business; and discuss the SAF law of growth. You’ll also learn how to calculate sustainable growth rates and examine different growth management strategies, write effective credit memorandums and proven presentation strategies. Discover the three predominant asset financing patterns and discover how to properly structure debt for repayment.
- Discover proven financial statement projection techniques
- Learn the SAF law of growth
- Calculate sustainable growth rates
- Discuss six proven growth management strategies
- Discuss nine critical cash determinants
- Ascertain asset financing patterns
- Learn to properly structure debt for repayment
- Conduct sensitivity analysis
- Calculate “Method B” cash flow
- Organize credit memorandums
- Learn the “five Ps” of credit memorandum preparation
- Discover the “eight Cs” of credit
- Establish debt service coverage ratios
- Identify credit risks and how to negate their impact
- Present a case study with your peers to a mock loan committee
Speakers
Hipereon, Inc., Redmond, Wash., is a nationally recognized financial consulting firm that was formed in 2001 by a unique team of prominent bankers and industry consultants dedicated to the growth and profitability of small businesses and their financial services providers. Hipereon provides new, tactical and technological strategies, giving clients a road map to establish more competitive, proactive and profitable working relationships. The principals of Hipereon have more than 50 years of experience developing, facilitating and implementing training programs for business owners and lenders across the U.S. and in 37 other countries.
FAQs
This school is ideal for:
- CFO and CLO
- EVPs/SVPs of lending and operations
- VPs, directors and managers of lending, finance and business services
- Senior staff members who will be involved in the business lending process
- CUSO and new business development executives
All cancellations must be in writing; email cues@cues.org to notify us:
- Prior to 60 days before event start date – full refund
- 31-60 days before event start date – 50% refund
We’re sorry, but we cannot offer a refund if we are notified 0-30 days before an event start date.
Substitute attendees are welcome, subject to eligibility.
CUES reserves the right to cancel or reschedule the event due to unforeseen circumstances, and will refund fees if the event is rescheduled or location is changed and you are unable to attend.
Yes! This school meets the following standards:
- Earn up to 37.5 CPE Credits
- Program Level: Overview
- Delivery Method: Group-Live
- Field of Study: Business Management & Organization
- Prerequisites: None
CUES is registered with the National Association of State Boards of Accountancy (NASBA), as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors, through its website linked above.
CUES for School of Business Lending III is organized using structured flexibility to meet the needs of busy learners. This includes weekly assignments with deadlines. This is to help participants derive the most value from video lectures, live meetings, and complete the program on time. We suggest that participants budget time to work ahead to accommodate for extended absences, or catch-up on coursework following their return. A CUES Member Support monitors all participants progress and performance through the course. Please reach out to the designated CUES employee if you’ll be absent for more than one week, or will not be able to complete the course by the scheduled end date.
The live discussions are recorded and will be available for participants to download via CUESNet within two days after the recording.
Update
In 2020, School III is being held online. This shift assures the safety of our attendees, instructors, and staff, while still offering access to the highest quality education.
Business lending can be highly profitable—and a great member retention tool—but it must be done the right way to be successful. Aspire to take your career and your credit union to the next level by attending CUES School of Business Lending.
CUES School of Business Lending is one of the longest-standing professional development offerings from CUES. Designed to be attended as a series, this offering helps you develop a successful business lending program customized for your credit union.
Facilitated by the same experts who train the state and federal examiners; CUES School of Business Lending III will teach you about:
- Realistic projections
- Effective credit memorandums
- Identifying credit risks and how to negate their impact
Lacey Mack
Chief Lending Officer
Financial One Credit Union
asset size — $132 million
Jim and Bob are outstanding! Their knowledge is priceless!
Network with Your Peers
School of Business Lending III Attendees by Title
-
24.5
CUES School of Business Lending™ III: Strategic Business Lending offers 24.5 hours of learning.
-
37.5
You will earn up to 37.5 Continuing Professional Education credits for attending CUES School of Business Lending™ III: Strategic Business Lending.
Why Attend?
- Business lending can be highly profitable and a great member retention tool. To be successful, it must be done the right way for YOUR credit union. CUES School of Business Lending teaches you how to create the perfect program for your credit union.
- When you attend CUES School of Business Lending you will benefit from learning from one of CUES longest-standing offerings with highly-rated financial industry speakers Jim Devine and Bob Hogan.
- You’ll earn up to 37.5 Continuing Professional Education (CPE) credits.
Program Overview
Learn more about each segment of CUES School of Business Lending.
At CUES School of Business Lending I you’ll learn about accounting basics, price/cost/volume analysis, capitol budgeting techniques, tax return analysis and more.
The schools in this program must be taken in order. Make sure you start with school I.
At CUES School of Business Lending II you’ll learn about financial statement analysis, industry sector risks, business life cycle and more.
The schools in this program must be taken in order. Make sure you have attended school I before you attend this school.
At CUES School of Business Lending III you’ll learn about realistic projections, effective credit memorandums, identifying credit risks and how to negate their impact and more.
The schools in this program must be taken in order. Make sure you have attended schools I and II before you attend this school.
CUES members save big:
Pay just $2,400 per school when you attend School of Business Lending I, II, and III in one year. To receive the discount, you must register for all three schools at once.
Sponsorship Opportunities
CUES’ lending schools provide you the perfect sponsorship opportunity to showcase the products these leaders will be looking for as they build their lending programs.
Agenda
More information about the online format will be provided soon. Please check back for details.
Sessions
The objective of CUES School of Business Lending III is to learn how to project future financial performance and determine an entity’s ability to generate cash. You’ll learn how balance sheets and income statements are projected and determine the availability of cash flow; discover the nine critical cash determinants in business; and discuss the SAF law of growth. You’ll also learn how to calculate sustainable growth rates and examine different growth management strategies, write effective credit memorandums and proven presentation strategies. Discover the three predominant asset financing patterns and discover how to properly structure debt for repayment.
- Discover proven financial statement projection techniques
- Learn the SAF law of growth
- Calculate sustainable growth rates
- Discuss six proven growth management strategies
- Discuss nine critical cash determinants
- Ascertain asset financing patterns
- Learn to properly structure debt for repayment
- Conduct sensitivity analysis
- Calculate “Method B” cash flow
- Organize credit memorandums
- Learn the “five Ps” of credit memorandum preparation
- Discover the “eight Cs” of credit
- Establish debt service coverage ratios
- Identify credit risks and how to negate their impact
- Present a case study with your peers to a mock loan committee
Speakers
Hipereon, Inc., Redmond, Wash., is a nationally recognized financial consulting firm that was formed in 2001 by a unique team of prominent bankers and industry consultants dedicated to the growth and profitability of small businesses and their financial services providers. Hipereon provides new, tactical and technological strategies, giving clients a road map to establish more competitive, proactive and profitable working relationships. The principals of Hipereon have more than 50 years of experience developing, facilitating and implementing training programs for business owners and lenders across the U.S. and in 37 other countries.
FAQs
This school is ideal for:
- CFO and CLO
- EVPs/SVPs of lending and operations
- VPs, directors and managers of lending, finance and business services
- Senior staff members who will be involved in the business lending process
- CUSO and new business development executives
All cancellations must be in writing; email cues@cues.org to notify us:
- Prior to 60 days before event start date – full refund
- 31-60 days before event start date – 50% refund
We’re sorry, but we cannot offer a refund if we are notified 0-30 days before an event start date.
Substitute attendees are welcome, subject to eligibility.
CUES reserves the right to cancel or reschedule the event due to unforeseen circumstances, and will refund fees if the event is rescheduled or location is changed and you are unable to attend.
Yes! This school meets the following standards:
- Earn up to 37.5 CPE Credits
- Program Level: Overview
- Delivery Method: Group-Live
- Field of Study: Business Management & Organization
- Prerequisites: None
CUES is registered with the National Association of State Boards of Accountancy (NASBA), as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors, through its website linked above.
CUES for School of Business Lending III is organized using structured flexibility to meet the needs of busy learners. This includes weekly assignments with deadlines. This is to help participants derive the most value from video lectures, live meetings, and complete the program on time. We suggest that participants budget time to work ahead to accommodate for extended absences, or catch-up on coursework following their return. A CUES Member Support monitors all participants progress and performance through the course. Please reach out to the designated CUES employee if you’ll be absent for more than one week, or will not be able to complete the course by the scheduled end date.
The live discussions are recorded and will be available for participants to download via CUESNet within two days after the recording.