Senior Loan Manager

Are We the Place for You?
Lincoln County Credit Union ($167M, Libby, MT), founded in 1956, is seeking a Senior Loan Manager. The credit union currently serves over 5,700 members.

At Lincoln County Credit Union, we are dedicated to delivering exceptional member service by combining professionalism with an in-depth knowledge of financial services. Our goal is to make every member of our community feel that they truly belong here. We aim to build lasting relationships and trust by consistently meeting and exceeding our members' expectations, ensuring they know that Lincoln County Credit Union is Where You Belong.

We are headquartered in Libby, Montana. Surrounded by the stunning Cabinet Mountains and the expansive Kootenai National Forest, Libby offers breathtaking natural scenery and a variety of outdoor activities. Nestled in the scenic beauty of rural Montana, Libby offers a unique and appealing lifestyle for those who cherish tranquility and outdoor adventure. While it may have limited access to certain amenities, the town makes up for it with its breathtaking landscapes and abundant recreational opportunities. Rich in history and vibrant in community spirit, Libby provides a peaceful and picturesque setting, perfect for those who enjoy small-town living and the great outdoors.

Is This the Career for You?
Lincoln County Credit Union is seeking a candidate with direct loan approval authority and decision-making experience beyond loan origination or processing. The ideal individual will be skilled in analyzing loan data and making informed, risk-based lending decisions. Strong judgment is essential, particularly in evaluating potential lending risks.

The ideal candidate is a detail-oriented leader with strong judgment, risk analysis skills, and broad lending experience, including business lending. They must have excellent verbal and written communication skills, a keen eye for accuracy, and the ability to thoughtfully assess lending exceptions by balancing borrower and collateral risks.

This hands-on role covers a wide range of duties from opening new accounts to originating 30-year mortgages. The candidate should be familiar with CECL requirements and experienced in managing IRA programs, including coordinating with third-party vendors and generating necessary reports. Additionally, the Senior Loan Manager will represent the credit union during audits, regulatory examinations, and meetings with the board and senior leadership, providing expertise and leadership in lending operations.