Vice President of Lending

Ventura County Credit Union

Ventura, CA

USA

Position Description

VICE PRESIDENT OF LENDING
Ventura County Credit Union
$1.35B Assets
Ventura, CA

Ventura County Credit Union (VCCU) is a beacon of financial stability and community empowerment with a deep commitment to serving the local communities in Ventura and Santa Barbara counties. Since 1950, VCCU has prioritized the diverse needs of its members above all else, fostering meaningful relationships and delivering innovative financial solutions. As a low-income designation (LID) institution, VCCU has a strong strategic initiative to expand outreach into underserved markets and people groups and be awarded a Community Development Financial Institution (CDFI) designation. Additionally, VCCU is executing on a member-centric, “Always On” delivery and solutions strategy. VCCU’s employees are integral to its mission, benefiting from a supportive and inclusive work environment focused on personal and professional development. VCCU is seeking a Vice President (VP) of Lending who is a dynamic, strategic, and community-focused leader who will embody and share our values of Community, Inclusion, Elevate, Stewardship, Care, and Fun while representing the communities we serve.

Join our team as the VP of Lending and lead our consumer and mortgage departments, where you will collaborate closely with the Chief Lending Officer (CLO) to develop and implement short and long-term goals. Your focus will be on ensuring the alignment of the departments with the organizational objectives. You will oversee daily operations, provide support in origination and underwriting, and guide sales and service activities to enhance member relationships. As the VP of Lending, you will be responsible for managing mortgage loan originations or broker relationships, overseeing the Consumer Lending Pre-Approval strategy, and collaborating with the CLO to develop and execute loan pricing and portfolio management strategies. Evaluating and refining lending products, policies, procedures, and practices to ensure efficiency, compliance, and exceptional member service will be a key part of this role. You will partner with various internal departments, including member services, marketing, and technology, to drive lending initiatives and enhance member service delivery. Your leadership will be essential in overseeing the end-to-end execution of key initiatives and projects, making recommendations for hiring and termination, and providing training, development, and coaching to the lending team. Additionally, you will drive process improvements, monitor trends in credit quality, delinquency, and charge-offs, and actively participate in community relations and events to promote the credit union’s presence and mission.

Qualifications:

Bachelor’s degree in Business Administration or a related field is required
Minimum of eight years of directly related experience in consumer and mortgage lending, with at least four years at a senior management level
Strong leadership skills with a proven track record of driving growth and financial goals
Extensive leadership experience with a proven track record in developing, coaching, and mentoring a team and fostering a positive team culture
Excellent communication, collaboration, and strategic planning abilities
Knowledge of lending regulations, risk management, and industry best practices
Commitment to delivering exceptional member service
Low-Income Designation (LID) and Community Development Financial Institution (CDFI) experience preferred
Fluency in Spanish is preferred
The base salary range is $190,000 to $225,000.

ABOUT DDJ MYERS, an ALM First Company

DDJ Myers is the executive search consultant for this organization. Our expertise is in supporting leadership teams in sustainable practices for high-performing organizations through succession planning, leadership development programs, executive coaching, board governance and renewal, and executive search. Please learn more about us at www.ddjmyers.com.

Job Position Type
Executive
Application Deadline
Jun. 14, 2024