Whole industries are being upended by nimbler, customer-focused tech companies. Credit unions are not immune. In fact, credit unions are facing the greatest existential threat since Friedrich Wilhelm Raiffeisen and Hermann Schulze-Delitzsch pioneered the first true credit unions in Germany in the 1850s. The best way to face that threat is through innovation. The good news, is that innovation is open to anyone that chooses to adopt it. You just need a framework to get started. In this practica...