Lending Director

Alternatives FCU is seeking a Lending Director to join our lending team. Alternatives is a Community Development Financial Institution (CDFI) credit union serving Tompkins and surrounding counties, and is proud to find solutions for those left behind by the mainstream financial institutions. CDFIs share a common goal of expanding economic opportunity in low-income communities by providing access to fair financial products and services for local residents and businesses.

At Alternatives FCU, our mission is to help build and protect wealth for people with diverse identities who have been historically marginalized by the financial industry; especially those with low wealth or who identify as Black, Indigenous, or People of Color (BIPOC). This mission is rooted in a deep commitment to equity and justice.

The Lending Director leads the Lending Department in delivering loan products and ensuring service quality while contributing to member satisfaction. The Lending Director is responsible for driving loan growth by overseeing the development and management of sustainable lending programs that meet member needs while contributing to the credit union's profitability and overall financial health. This role oversees the credit union's lending portfolio and all lending activities, ensuring responsible practices, effective risk management, and regulatory compliance. The Lending Director implements lending strategies that promote financial inclusion while maintaining asset quality, balancing the credit union's mission of social impact with its financial performance.

The ideal candidate will have several years experience in consumer, commercial and mortgage lending, including; loan origination, underwriting, loan portfolio management, loan servicing and collections. Supervisory experience is required.  This position may be considered for hybrid.

We believe that lasting impact starts from within. That's why we strive to cultivate a team that reflects the communities we serve; diverse in race, ethnicity, gender identity, sexual orientation, ability, socioeconomic background, and lived experience. We actively seek out candidates who bring a range of perspectives and are committed to challenging systemic inequities in financial systems.

We are proud to be an equal opportunity employer and strongly encourage applications from people who are BIPOC, women, LGBTQIA+, people with disabilities, and members of other historically excluded communities.

We know that not everyone checks every box, and that's okay. If you're excited about this role and our mission, we encourage you to apply, even if your experience doesn't align perfectly.

We are passionate about financial justice and bringing equity to wealth-building systems and we invite you to join us!