Chief Lending Officer

Are We the Place for You?
Heritage Family Credit Union (HFCU), headquartered in Rutland, Vermont, is a member-focused financial cooperative with approximately $850 million in assets serving more than 54,000 members across Vermont, New Hampshire, New York, and Massachusetts.

Since 1956, Heritage Family Credit Union has been dedicated to helping members achieve financial well-being through a diverse range of high-quality, competitively priced financial products and services. Guided by a commitment to friendly, personalized service, HFCU delivers exceptional experiences for the whole family while maintaining strong financial performance and long-term stability.

With deep roots in the communities it serves, HFCU is growing while staying true to the cooperative values that define the credit union movement. We are focused on innovation, responsible growth, and building lasting relationships with our members.

Is This the Career for You?
The Chief Lending Officer (CLO) will serve as a key member of Heritage Family Credit Union’s senior leadership team and lead the development and execution of the credit union’s overall lending strategy. This leader will oversee a robust team responsible for all lending functions, including consumer, residential mortgage, direct and indirect auto, member business lending, and collections, while ensuring strong asset quality, regulatory compliance, and a positive member experience. The CLO will modernize lending processes, introduce technology and automation where appropriate, and build a strong, cohesive team capable of carrying the credit union’s lending vision forward.

This role is ideal for a builder: Someone excited to strengthen and modernize the consumer, indirect, and mortgage portfolios. Mortgage lending, in particular, represents a major growth opportunity as HFCU works to create affordable housing for the communities it serves. The CLO will bring a clear vision for building a competitive program, including knowledge of secondary markets, pricing strategies, and incentive design.

The CLO will bring a thoughtful approach to rural lending and community development informed by a keen understanding the communities HFCU serves across Vermont, New York, New Hampshire, and Massachusetts.

Internally, the CLO will foster a collaborative, servant-leadership culture that values humility, transparency, and teamwork over silos or internal politics.

Help Us Get to Know You
Ready to build and strengthen a lending program while serving communities across Northern New England? Submit your resume showing 10+ years of progressive lending leadership experience within a financial institution, with a balance of commercial, consumer, and strong mortgage lending expertise.

HFCU offers a hybrid work arrangement. Executives must live within commutable distance (about 150 miles) from our headquarters for participation in regular board meetings and other on-site requirements.

The base salary range for this position is approximately $175,000–$272,000 annually, with additional incentive opportunities. The target salary is approximately the mid-point of the range.