School of Business Lending™ Online

Objectives

Unit I: Business Lending Fundamentals gives participants a solid understanding of accounting basics, including a look at how management accounting techniques are used in daily business operations. This course will lay a foundational understanding of business finance, including: 

• The Nine Principles of Accounting
• Accounting Systems
• Income Statements—Cost, Price, & Volume Analysis
• Balance Sheets
• Statements of Cash Flow
• Capital Budgeting Techniques
• Entity Structures
• Tax Returns

All live discussions take place on Zoom from 1:00–2:00 p.m. CST. 

April 13 – Module 2: Welcome to the School of Business Lending 
April 20 – Module 3: Beanie House 
May 18 – Module 7: Review 
June 8 – Module 10: Review 
June 22 – Module 13: Review 
June 29 – Module 14: Sole Proprietorship Tax Returns 
July 6 – Module 15: General Partnerships & LLC Tax Returns 

April 10 – Module 1 Quiz Due 
April 17 – Module 2 Quiz Due
April 24 – Module 3 Quiz Due
May 1 – Module 4 Quiz Due
May 8 – Module 5 Quiz Due
May 15 – Module 6 Quiz Due
May 22 – Module 7 Quiz Due
May 29 – Module 8 Quiz Due
June 5 – Module 9 Quiz Due
June 12 – Module 10 Quiz Due
June 19 – Module 11 Quiz Due
June 19 – Module 12 Quiz Due
June 26 – Module 13 Quiz Due
July 10 – Module 16 Quiz Due
July 17 – Module 17 Quiz Due
 

Objectives 

Unit II: Financial Analysis & Diagnostic Assessment provides participants with a solid understanding of best practices for analyzing financial statements. You’ll discover the logic and structure of financial statements, including Balance Sheets, Income Statements, and Statements of Cash Flow. Drawing on the information contained in these documents, you will practice analyses, including Common Sizing, Trend Analysis, and Performance Deviation. In addition, you will: 

• Learn how to identify the four stages of the business life cycle
• Explore common borrower situations
• Examine roadblocks to profitability
• Understand the unique risk considerations for different industry sectors

All live discussions take place on Zoom from 1:00–2:00 p.m. CST. 

July 27 – Module 20: Hanson Case Study 
August 10 – Module 22: JB Lubricants Sample Case 
August 31 – Module 25: Construction Supply Case Study (Three Parts) 
September 13 – Module 27: Sports King Case Study 
September 15 – Module 27: Pallet Manufacturer Case Study 
 

July 24 – Module 18 Quiz Due 
July 24 – Module 19 Quiz Due 
July 31 – Module 20 Quiz Due 
August 7 – Module 21 Quiz Due 
August 14 – Module 22 Quiz Due 
August 21 – Module 23 Quiz Due 
August 28 – Module 24 Quiz Due 
September 11 – Module 26 Quiz Due 

Objectives 

During Unit III: Strategic Business Lending, participants will learn how to project future financial performance and determine an entity’s ability to generate cash. You’ll also learn how Balance Sheets and Income Statements are projected, and how to determine Cash Flow availability. You’ll also: 

• Discover the nine critical cash determinants in business
• Discuss the SAF law of growth
• Learn how to calculate Sustainable Growth Rates
• Explore ways to evaluate six growth management strategies
• Identify three predominant asset financing patterns
• Explore how to properly structure debt for repayment
• Examine the structure and qualities of effective credit memorandums, including the use of loan covenants

September 21 – Module 29: Projecting an Income Statement  
September 28 – Module 30: Projecting a Balance Sheet 
October 5 – Module 31: Hogan Beverage Case Study 
October 11 – Module 32: ABC Company Case Study 
October 13 – Module 33: The Benson Company Case Study 
October 19 – Module 34: Mini Case Studies 
October 25 – Module 35: Credit Memorandum Checklist 
October 27 – Module 36: Participant Questions 

September 25 – Module 29 Quiz Due  
October 2 – Module 30 Quiz Due  
October 9 – Module 31 Quiz Due
October 16 – Module 33 Quiz Due 
October 23 – Module 34 Quiz Due

• Business lending can be highly profitable and a great member retention tool. To be successful, it must be done the right way for YOUR credit union. CUES School of Business Lending teaches you how to create the perfect program for your credit union.
• When you attend CUES School of Business Lending you will benefit from learning from one of CUES longest-standing offerings with highly-rated financial industry speakers Jim Devine and Bob Hogan.
• You’ll earn up to 37.5 Continuing Professional Education (CPE) credits.

For virtual education support, review these helpful steps and frequently asked questions.
 

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This school is ideal for:  

• CFOs and CLOs
• EVPs/SVPs of lending and operations
• VPs, directors and managers of lending, finance and business services
• Senior staff members who will be involved in the business lending process
• CUSO and new business development executives

All cancellations must be in writing; email cues@cues.org to notify us:

• Prior to 60 days before event start date – full refund
• 31-60 days before event start date – 50% refund

We’re sorry, but we cannot offer a refund if we are notified 0-30 days before an event start date.

Substitute attendees are welcome, subject to eligibility.

CUES reserves the right to cancel or reschedule the event due to unforeseen circumstances, and will refund fees if the event is rescheduled or location is changed and you are unable to attend.

Yes! This school meets the following standards:

• Earn up to 37.5 CPE Credits
• Program Level: Overview
• Delivery Method: Group-Live
• Field of Study: Business Management & Organization
• Prerequisites: None

CUES is registered with the National Association of State Boards of Accountancy (NASBA), as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors, through its website linked above.

The comfort and well-being of our attendees is of utmost importance to us; we will make every effort to make sure you are comfortable at our events!

Please email event@cues.org as soon as you know you’re attending a CUES event. Be sure to include your name, credit union, the CUES event you are registered for, and everything we need to know to accommodate your request.

We’ll be in touch with any questions, and let you know how we can help.